CapitalSource™
Building Wealth Through Private Real Estate Debt
CapitalSource™ Fund is a short-duration private credit platform focused on senior, asset-backed mortgages originated through a proprietary deal funnel tied to CapitalSource Mortgage.
what we do
CapitalSource™ originates & invests in high-equity, micro-balance residential & commercial real estate mortgages.
CapitalSource™ Fixed Income Fund I is a principal preservation-focused, fixed high-yield income fund. The fund lends to a portfolio of residential and commercial real estate properties. As a private lender & investor, we step in to provide the financing to borrowers when banks and traditional lenders are unable to lend.
Trailing 12 Months
41+
TOTAL PROJECTS
$38+
MILLIONS DEPLOYED
0%
NON-PERFORMING INVESTMENTS
Executive Summary
CapitalSource™ Fixed
Income Fund I
Our goal is to enlighten and inspire you to explore the investment opportunity of real estate private loans and how you can capitalize on this relatively unknown investment vehicle.
Very few investors know that you can essentially become the “bank.” Backed and secured by real estate, private loans allows investors to earn a stable, predictable, high-yield income stream with virtually no risk to the principal investment, and without the inherent risks associated with the direct ownership of real estate or stock markets.
We proudly present the opportunity to invest in CapitalSource™ Fixed Income Fund I (CFIF I). CFIF I invests in real estate private loans – short-term loans in core, supply-constrained markets in California and Hawaii. As an investor in the fund, you receive a shared ownership interest in the loan portfolio and receive monthly distributions (dividend) from the interest income paid by the borrowers.
Discover why CFIF I is emerging as the smart choice for investors aligned with our core objectives of capital preservation and consistent, high-yield returns for our investors.
Sincerely,
Principal
The Opportunity
What Is Private Lending
Borrowers use private loans to buy, refinance, or to renovate real estate. The real estate property is the collateral and is the protection to the lender in the case that the borrower is not able to pay the loan. Private lenders usually fund in the first lien position, meaning they are the first creditors to be paid in a default through a foreclosure process.
Private Loan
- Collateral
- Minimal
- 7 days or less
- 25-35%
- 9-13%
- 1-2%
Private vs Bank Loan
- Primary Qualification
- Paperwork
- Speed
- Down Payment
- Interest Rates
- Loan Fee (Origination)
Bank Loan
- Credit score, Income on tax return
- Significant
- 30-45 days
- 20-30%
- 9-12%
- 1%
Why Private Mortgages?
Private banks are more expensive than bank loans, yet necessary for borrowers who cannot obtain them through traditional banks and mortgage companies.
Speed
Borrowers need to close quickly on a purchase or refinance opportunity due to seller requirements, competition from multiple cash bidders, personal reasons, etc.
Flexibility
Traditional bank approval process and strict lending guidelines (min. credit score, income documentation, property restrictions, etc.) makes it difficult to obtain a loan
Accessibility & Expertise
Most borrowers need personalized service to guide them through the loan closing process
Why Invest in Private Mortgages?
The real estate property is the collateral and is the protection to the lender in the case that a borrower defaults.
Loans are secured by a mortgage. In a purchase, borrowers typically provide a down payment of 35-50% of the purchase price. In a refinance, we lend up to 65% of the appraised value of the property.
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Schedule a Meeting
Through its national lender affiliates, CapitalSource has developed a proprietary.
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Building Wealth Through Real Estate Capital
Equity-like Returns, Fixed-Income Stability